LAND ACQUISITION AND NEW CONSTRUCTION PROGRAM

Single-Family (1-4 Units)

CONSTRUCTION LOAN CRITERIA

CollateralNon-owner occupied, single-family properties, condos, and townhomes
RatesStarting at 11.29%
Term 12–24 months
Loan Amount 100K*–$3M
*Based on loan amount
Minimum Property Value $150K**
**As-completed value
Credit Score 680 minimum
LocationsAll States EXCEPT – AK, NV, ND, SD, MN, and VT

LOAN AMOUNT – PURCHASE & REFI

TOTAL LOAN-TO-COST
Assuming Entitlements, Permits & Approved Plans Maximum ARV Total Loan-to-Cost
Completed 10+ Ground Up Construction Projects Up to 75% ARV Up to 90% Total LTC
Completed Between 5 and 9 Ground Up Construction Projects Up to 70% ARV Up to 85% Total LTC
Completed Between 2 and 4 Ground Up Construction Projects Up to 65% ARV Up to 80% Total LTC
Completed At Least 1 Ground Up Construction Project Up to 65% ARV Up to 80% Total LTC
LEVERAGE BASED ON EXPERIENCE – Documented experience in the past three years
Construction budget follows a typical reimbursement draw process. All hard costs must have a permit.
Note: Lending available for all states in the U.S. except AK, NV, ND, SD, MN, and VT

START LOAN APPLICATION PROCESS

The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At lensz capital we are only interested in providing hard money loans for projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

Download our free guide to using Private Money for your Real Estate Investing.

Don't waste another minute in a bank!

It’s the center of everything we do, everything we teach and everything we want for our financial clients and our investors.

Enter the “Circle” anywhere. Enter it as a “newbie” real estate investor, or enter it as an experienced one. You can enter as a borrower or a lender, or even an Internet marketer. We want to explain to you how we can get you traveling along the ‘Circle of Wealth.

We provide borrowers with access to private capital for investing in real estate It’s the ‘Circle of Wealth.’ It’s what we do!