Why Us?

Ready To Invest In Property But Short On Funding?

As true in-house private money lenders, we offer speedy and flexible funding solutions based solely on your property equity. With Lensz Capital, you’ll experience a fast and efficient lending process, tailored to your unique needs, so you can focus on making the most of your investment opportunities.

 Contact us today to unlock the potential of your property investment with our in-house private money lending solutions.

Choosing Lensz Capital is an easy decision.

See why we are the Most qualified company for the job!

Lensz Capital Lending Map

Lensz Capital Supports the following cities and states with capital for Real Estate Investors
States Where We Lend
States Where We Currently Don't Lend
Working with Emmanuel has been a pleasant and stress-free experience, and I've never met anyone more committed to delivering on their promises. After their strategic planning I was able to pay off my loans and got qualified for a better deal, putting my business back on a healthy growth trajectory
bob harleyu
client 2
Emmanuel at Lensz is a small business lending expert. He saved me from high-interest loans by creatively consolidating them into one affordable plan that benefits my business. I highly recommend Lensz Capital for their outstanding service and expertise.
Mike Robert
client 1
Lensz Capital made my dreams come true! I never thought I'd be able to start my own business until Emmanuel helped me secure the funding I needed. I'm so grateful for their expertise and supports through out the overall process.
carmilla angel
client 3

America's Most Trusted Investment Lender Since 2013

Over $500 Million Provided to Investors by Our Staff of Loan Professionals.

Lowest Investor Loan Rates Guaranteed!

We’ll beat any Comparable Lender Rate Quote*

Here's why our rates are better

Contact us to learn more

We strive to give our customers the best price and service possible. If you happen to find a better price for your loan before you commit, please LET US KNOW – we will match the price of ANY competitor.

Loan Estimate from competing lender must be dated and received within 3 calendar days of submission to Lensz Capital. The terms of the competing loan must be identical (product and term) to Lensz Capital’s loan. Offer is only valid in states where Lensz Capital is currently originating loans.

The rates must be within the range of interest rates that we are currently quoting. Amounts on the Loan Estimate may still vary within regulatory tolerances from the closing disclosure based on findings in underwriting, and all loans are subject to credit approval.

Lensz Capital reserves the right to rescind or modify the terms of this offer without prior notice.

Download our free guide to using Private Money for your Real Estate Investing.

Don't waste another minute in a bank!

It’s the center of everything we do, everything we teach and everything we want for our financial clients and our investors.

Enter the “Circle” anywhere. Enter it as a “newbie” real estate investor, or enter it as an experienced one. You can enter as a borrower or a lender, or even an Internet marketer. We want to explain to you how we can get you traveling along the ‘Circle of Wealth.

We provide borrowers with access to private capital for investing in real estate It’s the ‘Circle of Wealth.’ It’s what we do!

Frequently Asked Question

Lensz provides funding for residential, non-owner occupied properties.
Lensz does business in select states throughout the US. Please see our Lending Map to see if we currently loan in your area.
Lensz routinely funds investors in as little as 10 days from start to finish. This can vary depending on the size and type of the investment project.
Our approvals are primarily based on an investor’s ability to succeed. Damaged credit or self-employed is ok.
There are no pre-payment penalties for our Investor Rehab loans, and our Cash-out Refinances. Rental Property loans do have a pre-payment penalty for up to five years.
Our minimum loan amount is $100K.
Yes. Most of our loan programs include the option of funding for property rehab.
Our pricing is fair and straightforward with no junk fees or hidden charges at closing. A good faith estimate of all loan costs will be provided free-of-charge after loan request.
The Minimum down payment is 20% of the Purchase Price. This does not include closing costs.
Yes, Lensz provides Proof-of-Funds Letters to approved Investors with a (1) business day turn around.
The maximum (combined) loan-to-value can range from 60% to 80% of the After Repaired Value (“ARV”) of the investment property, depending on the loan program. The ARV is estimated by averaging recent comparable sales of arms-length transactions in the neighborhood. We typically do not use foreclosures or short sales for comparison, only conventional sales.
Debt Service Coverage Ratio (DSCR) is a calculation that helps us determine if a rental investment is generating enough income to make its loan payment obligations. To calculate the debt service coverage ratio, simply divide the net operating income (Rental Income) by the annual debt (Principal, Interest, Taxes, Insurance and Association Fees).
No, Lensz provides commercial only loans that are non-owner occupied (investment) properties.