Experience top-rated real estate lending with confidence.

No problem! As true in-house private money lenders, we specialize in helping those with unique financial situations achieve their investment goals. Let us help you today!

INVESTING MADE SIMPLE

FIX AND FLIPS

CONSTRUCTION

COMMERCIAL

RENTAL LOANS

FIX AND FLIPS

CONSTRUCTION

COMMERCIAL

RENTAL LOANS

Your Flexibility in Commercial Loans for Better Future

At Lenz Capital Funding, we specialize in providing flexible and efficient capital to Real Estate entrepreneurs. Our background in Real Estate allows us to see the potential in your projects and provide financing solutions that traditional banks may not consider. Trust us to help you turn your Real Estate goals into a reality.

Exciting New Investor Loans with Flexible Options

Smart Investors Keep Their Options Open

FIX & FLIP FUNDING

Interest Only Loans for the Purchase and Rehab of 1-4 Unit Properties.

READY TO MAKE AN OFFER?

Use this simple calculator to quickly create an offer that helps you make a profit!

IS IT WORTH BUYING?

Peel back the layers on a deal before you invest. This is the best tool to quickly determine the deal’s value and your possible profit gain!

PROOF OF FUNDS LETTER

If you’re making offers on real estate, a Proof of Funds Letter is a NECESSARY and POWERFUL part of an Offer Package.

HAVE QUESTIONS? LET US HELP

Our success is your success! Partner with the nation’s leading Private Money Lender and we’ll guide and support you every step of the way!

WHAT MAKES A GREAT DEAL

The first part of every successful fix and flip is finding the right real estate property. That’s why we’ve created this easy, 5-point guide to help you find the “sweet spot” deal, which can give you the best chance at making money in real estate, while safeguarding your investment.

At lensz capital we are only interested in providing hard money loans for projects that will give you the best opportunity at realizing success. Therefore our criteria is centered around these 5 points:

Proven & Trusted Since 2013

Over $500 Million Provided to Investors by Our Staff of Loan Professionals
Working with Emmanuel has been a pleasant and stress-free experience, and I've never met anyone more committed to delivering on their promises. After their strategic planning I was able to pay off my loans and got qualified for a better deal, putting my business back on a healthy growth trajectory.
bob harleyu
client 2
Emmanuel at Lensz is a small business lending expert. He saved me from high-interest loans by creatively consolidating them into one affordable plan that benefits my business. I highly recommend Lensz Capital for their outstanding service and expertise
jon dhony
client 1
Lensz Capital made my dreams come true! I never thought I'd be able to start my own business until Emmanuel helped me secure the funding I needed. I'm so grateful for their expertise and supports through out the overall process.
carmilla angel
client 3

Proven & Trusted Since 2013
Over $500 Million was Funded to Investors by Our Staff of Investment Professionals.

Recent Lensz Capital Rental Loans

Click/Hover on a property below to see the difference!

Orlando, FL

Largo, FL

Charleston

Lensz CapitalS A PRIVATE MONEY LENDER OFFERING CREATIVE FINANCING SOLUTIONS FOR FIX & FLIP REAL ESTATE INVESTORS THROUGH PRIVATE MONEY LOANS

As a full-service Private Hard Money lender for real estate investors, we do most of the leg-work for you, while you build up your real estate portfolio and cash-flow all your deals.

Whether it’s for wholesale, rehab, or buy and hold for long-term cash investment deals, lensz capital delivers fast and easy access to Private Hard Money.

We’re an equity-based lender which means we care more about the property’s merits, and don’t focus on poor credit, or some of the other factors conventional lenders use to rate the risk.

 

WHY lensz capital IS THE BEST CHOICE FOR HARD MONEY LOANS?

We quickly analyze your deal to make sure it fits within our parameters and get you on your way. We don’t want you to do anything that would jeopardize your deals when you are flipping houses for profit. It’s your numbers and exit strategies that must make sense in order for us to provide financing.

We offer a full service Private Hard Money platform that will help you through your entire deal from application to closing. You don’t have to make any awkward phone calls to strangers for funds or worry about drafting documents, the HUD 1 statement, or pulling title.

Whether you need fix and flip loans, a rehab ARV loan, or a cash-out refinance, lensz capital is the answer you’ve been looking for.

We look forward to funding your real estate success!

Download our free guide to using Private Money for your Real Estate Investing.

Don't waste another minute in a bank!

It’s the center of everything we do, everything we teach and everything we want for our financial clients and our investors.

Enter the “Circle” anywhere. Enter it as a “newbie” real estate investor, or enter it as an experienced one. You can enter as a borrower or a lender, or even an Internet marketer. We want to explain to you how we can get you traveling along the ‘Circle of Wealth.

We provide borrowers with access to private capital for investing in real estate It’s the ‘Circle of Wealth.’ It’s what we do!

Frequently Asked Question

Lensz provides funding for residential, non-owner occupied properties.
Lensz does business in select states throughout the US. Please see our Lending Map to see if we currently loan in your area.
Lensz routinely funds investors in as little as 10 days from start to finish. This can vary depending on the size and type of the investment project.
Our approvals are primarily based on an investor’s ability to succeed. Damaged credit or self-employed is ok.
There are no pre-payment penalties for our Investor Rehab loans, and our Cash-out Refinances. Rental Property loans do have a pre-payment penalty for up to five years.
Our minimum loan amount is $100K.
Yes. Most of our loan programs include the option of funding for property rehab.
Our pricing is fair and straightforward with no junk fees or hidden charges at closing. A good faith estimate of all loan costs will be provided free-of-charge after loan request.
The Minimum down payment is 20% of the Purchase Price. This does not include closing costs.
Yes, Lensz provides Proof-of-Funds Letters to approved Investors with a (1) business day turn around.
The maximum (combined) loan-to-value can range from 60% to 80% of the After Repaired Value (“ARV”) of the investment property, depending on the loan program. The ARV is estimated by averaging recent comparable sales of arms-length transactions in the neighborhood. We typically do not use foreclosures or short sales for comparison, only conventional sales.
Debt Service Coverage Ratio (DSCR) is a calculation that helps us determine if a rental investment is generating enough income to make its loan payment obligations. To calculate the debt service coverage ratio, simply divide the net operating income (Rental Income) by the annual debt (Principal, Interest, Taxes, Insurance and Association Fees).
No, Lensz provides commercial only loans that are non-owner occupied (investment) properties.

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